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X9 X9.100-140-2008
- Specifications for an Image Replacement Document - IRD
- standard by Accredited Standards Committee X9 Incorporated, 11/17/2008
- Publisher: X9
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This standard establishes the construction, layout, data elements, data content, and printing specifications forImage Replacement Documents (IRD). An IRD is a substitute image copy of a check or a replacement for aprevious IRD that includes a machine readable MICR line. An IRD that conforms to this standard and meets therequirements of a Substitute Check within Regulation CC is considered the practical and legal equivalent of theoriginal paper check or of a previous IRD. This standard does not address operational, implementation, orsettlement issues. These issues may include but are not limited to: the use of security features that are availableafter imaging, image compression, conversion methods, and IRD printing techniques. The informative annexesattached to this standard provide information that may prove useful to those planning on implementing thestandard.
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